Privacy Policy

This Privacy Policy describes how Restructur, a restructuring practice of Atlas Systems Co., LLC ("Restructur," "we," "us"), collects, uses, and discloses information when you visit howtorestructure.com or contact us about restructuring services.

1. Information we collect

Information you give us. When you submit the intake form, request the Business Intelligence Report, or contact us by phone or email, we collect your name, business name, email address, phone number, state, annual revenue range, the number of merchant cash advance positions you carry, and the situation details you choose to share.

Information collected automatically. When you visit the site we and our service providers may collect standard log data: IP address, browser type, device type, pages viewed, referring URL, and timestamps. We use this information for security, analytics, and to improve the site.

2. How we use information

• To respond to your inquiry and deliver the report or materials you requested.
• To evaluate whether our services are a fit for your situation.
• To communicate with you about your file, including by phone, SMS, and email.
• To operate, secure, and improve the site.
• To comply with legal obligations.

3. How we share information

We do not sell your personal information. We share information only with:

• Service providers who host the site, send email, generate reports, or otherwise act on our behalf under confidentiality obligations.
• Counsel of record and tax professionals we engage in connection with your file, with your knowledge.
• Law enforcement or other parties when required by law, subpoena, or to protect rights, safety, or property.
• Successors in the event of a merger, acquisition, or sale of assets.

4. Confidentiality of file information

Information you share with us about your business, creditors, or financial position is treated as confidential work product and is not disclosed outside the engagement team and the professionals retained on your matter, except as described above or with your consent.

5. Cookies and analytics

The site uses cookies and similar technologies for functionality, language preference, and analytics. You can control cookies through your browser settings; disabling cookies may affect site functionality.

6. Data retention

We keep intake information for as long as needed to evaluate or service your file and to meet our legal, accounting, and recordkeeping obligations, after which we delete or de-identify it.

7. Your choices

You can opt out of marketing email at any time using the unsubscribe link or by emailing us. You can request access to, correction of, or deletion of personal information we hold about you by emailing intake@restructur.com. Some information may be retained as required by law.

8. SMS and call communications

By providing your phone number you consent to receive calls and SMS messages from Restructur about your inquiry and file. Message and data rates may apply. Reply STOP to unsubscribe from SMS.

9. Security

We use reasonable administrative, technical, and physical safeguards to protect information. No method of transmission or storage is perfectly secure.

10. Children

The site is intended for business owners and is not directed to children under 16. We do not knowingly collect information from children.

11. Changes

We may update this Policy. The "Updated" date above reflects the most recent revision.

12. Contact

Restructur · 169 Madison Ave, New York, NY 10016 · intake@restructur.com